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Insights into Oracle: Top 20 Client FAQs, including:

• Massive Debt Issuance Requirements: Discover how Creditsights analysis reveals approximately $70 billion in debt issuance needs over the next 2.5 fiscal years (F3Q26-F4Q28) to fund aggressive AI cloud infrastructure expansion.
• OpenAI Contract Risk Assessment: Understand the implications of Oracle’s unprecedented $300 billion 5-year contract with OpenAI, including customer concentration risks and the enforceability of contractual commitments.
• Investment Grade Rating Pressure: Evaluate Oracle’s mid-BBB ratings (Baa2/BBB/BBB) with negative outlooks at Moody’s and S&P, and assess the probability of a downgrade to Baa3 despite management’s commitment to IG ratings.
• Unprecedented Capex and FCF Burn: Analyze Oracle’s dramatic capex trajectory from $21.2bn in FY2025 to projected $80bn in FY2028 (60% of sales), driving timing-related free cash flow burn of -$25bn in FY2026 through -$16bn in FY2028.
• Alternative Financing and Mitigation Strategies: Explore potential debt reduction solutions including GPU leasing arrangements, vendor financing options, and the impact of $248 billion in lease commitments on leverage metrics reaching 3.7x net lease-adjusted by FY2028.